All credit decisions are made by the lenders. The personal loan products on LoanAdvisor.com are from companies from which LoanAdvisor.com may receive compensation. Compensation may impact where products appear on the site (including the order in which they appear). LoanAdvisor.com does not include all personal loan companies or all types of products available in the marketplace. Please see the lenders' websites for the specific disclosures related to loans offered by our lenders.
LoanAdvisor.com is not a loan provider but only connects you with lending partners that may extend a loan to you. All loan approval decisions and terms are determined by the loan providers at the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. The offers and rates presented on this website are estimates based on information you submit to us. Your actual rates depend on your credit history, income, loan terms and other factors. Reasonable efforts are made to compile and maintain accurate information. However, all loan rates and terms, including APRs, are presented without warranty and are subject to change by the loan providers without notice.
Loan rates may be based on the following self-reported criteria: a borrower with excellent credit, down payment amount, origination fees of $0 to $100 (depending on the loan amount and term selected). Rates and APR and other terms you may be offered may vary from this example based on your state, credit history, credit score, financial situation, loan amount, loan term, loan usage and other underwriting criteria of the lenders. Lenders generally have a range of available APRs and only borrowers with excellent credit will qualify for the lower rates. There is a possibility you may not be connected with any lenders. Loans are not available in all states at all requested amounts. LoanAdvisor.com only connects you with potential lenders and your inquiry on this website does not constitute a loan application.
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lender or lending partner must show you the APR before you enter into the loan. States have laws that may limit the APR that the lender or lending partner can charge you. Rates will vary based on your credit worthiness, loan size among other variables with the lowest rates available to customers with excellent credit. Minimum and maximum loan amounts and APRs may vary according to state law and lender or lending partner. We recommend you read the lender's and/or lending partner's personal terms and conditions in full before proceeding for a personal loan. The APR ranges from 2.49% to 35.89%. For example, you could receive a loan of $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. In this example, you will receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64.
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